vary from person to person

Beijing, feb. 13 special telegram (China securities reporter DuYaWen deposit reserve ratio repeatedly raised, so that Banks generally "money tight". Chinese Spring Festival, except for the first set of individual bank mortgage still execute 15% discount on outside a preferential interest rate, most of the bank canceled preferential policies, and even up-floating to benchmark interest rates 1.1 times. Feb. 9, the people's bank and launched raised interest rates for the first time in 2011. In the preferential policy cancelled and frequent rates double-sided "double-team", the person that buy a house for the month burden rising. But for whether borrowed ahead, the bank the personage inside course of study thinks will , discreet choice.

Preferential interest rates have been cancelled

Before the New Year, shenzhen and some bank lending rate of first suite executes fifteen percent discount, but after the Spring Festival, these preferential is missing. February 11, the reporter consulting many Banks and all mean a preferential interest rate has been cancelled.

CCB shenzhen branch related sources, the bank has cancelled the first set of housing loan favorable interest rate. For individual important superior customer execution benchmark interest rate, Other customers benchmark interest rate lowest execution 1.1 times, if there is a bad record of customers, will enforce higher interest rates. Commercial bank and everbright bank, agricultural bank working personnel all expressed on first suite at present are executed benchmark rates. Shenzhen development bank will first suite rates of ascending to 1.1 times the benchmark. However, there are individual Banks still has preferential. Pingan bank a subbranch of staff to tell a reporter, if a buyer is shenzhen census register, and no bad credit histories, the first suite still can enjoy preferential interest rate is fifteen percent.

Not only in shenzhen, Shanghai, Beijing, nanjing, suzhou and so on many cities also appear mortgage rates preferential cancel phenomenon. Although there are bank claims to have a few high-quality customer purchase first suite is still of preferential policies, but quality or customer standards set too high, or condition is not clear, more by bank control. Even the same Banks, in different cities with loans nervous at different levels, give preferential treatment of the person that buy a house is not identical also.